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Personal Finance and Wealth Building
Take control of your money with a budget you can keep, a plan to clear debt, an emergency fund and a long-term investing and protection plan.
About this course
Take control of your money. Build budgets, eliminate debt, grow an emergency fund, and start investing to create long-term financial security.
What you will learn
- Calculate your net worth and track your income and spending accurately each month
- Build and maintain a budget using a system that suits your income pattern
- Plan and fund an emergency fund sized to your real risks
- Compare loans by their true cost and pay down debt using a clear strategy
- Choose suitable savings and investment vehicles and estimate long-term growth with compound interest
- Write a personal financial plan covering retirement, insurance and protection against scams
Curriculum
Module 1Money Foundations4 lessons
- 1Your Money Mindset Free preview
- 2Income, Expenses and Net Worth
- 3Budgeting Systems That Stick
- 4Emergency Funds
- QModule quiz (4 questions)
Module 2Debt and Credit4 lessons
- 5Understanding Interest and Debt
- 6Paying Down Debt Strategically
- 7Credit Scores Explained
- 8Borrowing Wisely
- QModule quiz (4 questions)
Module 3Building Wealth4 lessons
- 9Saving vs Investing
- 10Investment Vehicles Overview
- 11Compound Growth: The Long Game
- 12Retirement Planning Basics
- QModule quiz (4 questions)
Module 4Financial Life Skills3 lessons
- 13Insurance: What You Actually Need
- 14Avoiding Scams and Bad Products
- 15Course Project: Your Financial Plan
- QModule quiz (4 questions)
PFinal project: Your Financial Plan
Who this course is for
- Employees, freelancers and business owners who want control over their money
- Young adults starting their first job or managing money independently for the first time
- Anyone carrying debt or living payday to payday who wants a clear way out
Requirements
- No previous finance knowledge is needed
- Access to your recent bank, M-Pesa and loan statements for the exercises
- A spreadsheet application or a notebook and calculator
What is included
Written lessons
15 lessons, each with a practical exercise and key points to remember.
Module quizzes
A short quiz at the end of each module. Pass mark 70%, and you can retake it.
Final project
Your Financial Plan. A practical brief with steps and a way to check your own work.
Certificate
A certificate of completion from EMFAD Courses with a unique code anyone can verify.
How the certificate works
Complete every lesson and pass every module quiz with 70% or more. Your certificate then appears in your learner area, ready to print or save as PDF. It shows your name, the course title, the completion date and a unique code. It is a certificate of completion from EMFAD Courses, not an accredited qualification.
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